The Employees’ State Insurance (ESI) Act, 1948 prescribes medical insurance to those organised sector employees whose monthly wage is Rs.21,000/- or less. Pursuant to the Ministry of Home Affairs Directive dated April 15, 2020 medical insurance has been made mandatory for all employees meaning thereby that even those employees in the salary bracket exceeding Rs.21,000/- will be entitled for a group medical cover from their employers.